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Living in Silverdale Washington - EVERYTHING You Need to Know

What is Living in Silverdale Washington Like?

Located in Kitsap County, Silverdale, Washington, is home to approximately 20,000 people. Located west of Seattle, Silverdale offers good access to outdoor activities such as hiking, fishing, and boating. The city is near State Route 3, which runs along the Kitsap Peninsula, providing easy access to other towns and attractions. Silverdale personifies the Pacific Northwest lifestyle with its lush greenery, water views, and proximity to the Olympic Mountains. Silverdale residents and visitors enjoy recreational activities such as kayaking, hiking, and exploring the nearby Kitsap Mall. The Best of Silverdale an abundance of small local businesses, beautiful views of the Olympic Mountains, and residential neighborhoods with stunning views of Puget Sound.


One of the main attractions in Silverdale, Washington, is the Silverdale Waterfront Park, which offers stunning views of Dyes Inlet and the Olympic Mountains. The park also features a playground, picnic areas, and a beach for swimming and kayaking. Silverdale has several other parks, including Old Mill Park and Clear Creek Trail, which offer hiking trails, fishing opportunities, and scenic views of the surrounding nature. These parks provide residents with plenty of options for outdoor recreation and relaxation.


There are several large employers in and around Silverdale, Washington, including the Naval Base Kitsap, the third-largest Navy base in the United States, and Harrison Medical Center, the largest employer in Kitsap County. Additionally, several retail centers and shopping malls in the area provide employment opportunities for local residents.


The cost of living in Silverdale, Washington, is slightly higher than the national average but relatively affordable compared to other cities in the area. The cost to buy and rent in Silverdale has increased significantly over the years. Today the average home value in Silverdale is around $550,000, and the average rent for a one-bedroom apartment in Silverdale is around $1500 a month. Various housing options are available to those living in Silverdale, Washington, including single-family homes, townhomes, condos, and apartments.


If you're searching for a peaceful town with a strong sense of community, beautiful scenery, and abundant outdoor activities, Silverdale, Washington, is the perfect place! Read on to discover more about what it's like to live in Silverdale, including information about its neighborhoods, schools, cost of living, and some pros and cons of living in this wonderful town. The information in this blog should assist you in determining whether living in Silverdale, Washington, is the right decision for you.    

The Moving to Silverdale Washington Team

Let our team of trusted professionals help you buy or/and sell a home in Silverdale, Washington. To connect with a local expert/real estate professional in Silverdale, Washington, CLICK HERETo start receiving emails with homes that match your criteria anywhere in Washington, CLICK HERE and sign up for Listing Alert. With a little info on what, where, and how much, you'll get newly listed homes matching your criteria sent to your inbox as they hit the market. This can give you a big leg up in your home search.

The first step in the home-buying process is getting pre-approved for a mortgage. Todd Davidson is an experienced mortgage broker and can help you get the best financing option for your home purchase. Not quite ready yet? Todd can help you put together a plan to get you there. Whether you're thinking a few months or a year or more if you want to buy a home, reach out to Todd and he can help. CLICK HERE to email Todd and set up a call to get the process started or just call him at 971-275-2465. 

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Todd Davidson

Mortgage Broker

What is the Cost of Living in Silverdale Washington?

If you're exploring a move to Silverdale Washington, or any place, the cost of living would be a significant factor in your decision-making. I calculated the REAL cost of living in Silverdale, Washington, by factoring in today's costs for housing (rent and own), utilities, food, transportation, healthcare, and other necessities to live. To live in Silverdale, Washington, and rent, you would need to make $47,000 a year. To live in Silverdale, Washington, and buy a home, you would need to make $74,000 a year. Rental amount is based on current low end cost of studio or one bedroom, purchase is based on recent low end sales of a three bedroom and monthly payment with 20% down.

Cost of Living

Living in Silverdale Washington Tips/Info/Blog Posts

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Top Neighborhoods in Silverdale Washington

Silverdale, Washington, offer a diverse range of attractions and housing options, catering to different preferences, lifestyles, and budgets. Below are six fantastic Silverdale, Washington, neighborhoods to consider:

Clear Creek: Located in the southern part of Silverdale, Clear Creek is a quiet neighborhood with a mix of single-family homes and townhouses. The Clear Creek Trail runs through the neighborhood, providing residents easy access to hiking and biking trails. Clear Creek Park is also located in the neighborhood, offering a playground, picnic areas, and a creek for fishing.
Ridgetop: Ridgetop is a popular neighborhood located in the northern part of Silverdale. It is known for its excellent schools and family-friendly atmosphere. The neighborhood features a mix of single-family homes, townhouses, and apartments, with many homes offering stunning views of the Olympic Mountains. The neighborhood's Ridgetop Park provides a playground, basketball court, and picnic areas.
Newberry Hill: Newberry Hill is a rural neighborhood in the western part of Silverdale. It is known for its large, wooded lots and peaceful atmosphere. The neighborhood features a mix of single-family homes and custom-built estates. The Newberry Hill Heritage Park is located in the neighborhood, offering hiking trails and stunning views of the Hood Canal.
Island Lake: Island Lake is a popular neighborhood in the eastern part of Silverdale. It is known for its beautiful lake and excellent fishing opportunities. The neighborhood features single-family homes and townhouses, with many homes offering lakefront views. The Island Lake Park is in the neighborhood, offering a playground, picnic areas, and a boat launch.
Central Valley: Central Valley is a diverse neighborhood in the heart of Silverdale. It is known for its excellent shopping and dining options and proximity to the Naval Base Kitsap. The neighborhood features a mix of single-family homes, townhouses, and apartments. The Silverdale Waterfront Park is nearby, offering stunning views of Dyes Inlet and the Olympic Mountains.
Chico: Chico is a rural neighborhood in the western part of Silverdale. It is known for its large, wooded lots and peaceful atmosphere. The neighborhood features a mix of single-family homes and custom-built estates. The Chico Salmon Park is located in the neighborhood, offering hiking trails and a salmon viewing platform.    

If moving to Silverdale, Washington, and you'd like to buy a home in one of these fabulous neighborhoods, CLICK HERE to sign up for LISTING ALERT to be the first to know when a home matching your criteria gets listed for sale in Silverdale, Washington.

Mountains by Hurricane Ridge Near Silverdale Washington

20 Pros and Cons of Living in Silverdale Washington

Living in Silverdale Washington Pros

  1. Scenic Beauty: Silverdale is in the picturesque Pacific Northwest, offering stunning natural landscapes with lush greenery, serene water views, and nearby mountains.

  2. Outdoor Recreation: The region is a haven for outdoor enthusiasts, with plenty of opportunities for hiking, biking, boating, fishing, and exploring nature trails.

  3. Strong Job Market: Silverdale benefits from a thriving job market, with employment opportunities in various sectors such as healthcare, technology, retail, and military support due to its proximity to Naval Base Kitsap.

  4. Excellent Healthcare Facilities: The area is home to top-notch medical facilities, including Harrison Medical Center, providing quality healthcare services and advanced treatments.

  5. Shopping and Dining: Silverdale features a range of shopping centers, including Kitsap Mall, with numerous retail stores, restaurants, and eateries offering diverse cuisine options.

  6. Family-Friendly Community: The town offers a welcoming environment for families, with excellent schools, safe neighborhoods, and various recreational activities for children.

  7. Cultural Attractions: Silverdale hosts cultural events, art galleries, and theaters, providing residents with opportunities to explore and appreciate the arts.

  8. Naval Heritage: The presence of Naval Base Kitsap contributes to the area's rich maritime history and creates a sense of pride in the community.

  9. Convenient Location: Situated in Kitsap County, Silverdale offers easy access to neighboring cities like Bremerton and Poulsbo and a relatively short commute to the Seattle metropolitan area.

  10. Community Events: Silverdale hosts a variety of community events and festivals throughout the year, fostering a sense of community spirit and providing opportunities for social interaction and entertainment.

Living in Silverdale Washington Cons

  1. High Cost of Living: The cost of living in Silverdale can be relatively high, particularly when it comes to housing, utilities, and certain goods and services.

  2. Traffic Congestion: The area can experience traffic congestion on major roadways like Highway 3 and Silverdale Way, especially during peak commuting hours.

  3. Limited Public Transportation: Public transportation options in Silverdale are limited, with fewer bus routes compared to larger cities, making it more reliant on private vehicles for transportation.

  4. Rainy Weather: The Pacific Northwest is known for its frequent rain showers, and Silverdale is no exception. The region experiences a relatively high amount of rainfall throughout the year.

  5. Limited Job Diversity: While Silverdale does have employment opportunities, the job market may be relatively limited compared to larger cities, with fewer options in certain industries.

  6. Seasonal Tourism: Silverdale can experience an influx of tourists during the summer months, leading to crowded areas and increased traffic in popular tourist spots.

  7. Distance from Major Airports: The nearest major airports, such as Seattle-Tacoma International Airport, require a significant drive from Silverdale, which can be inconvenient for frequent flyers.

  8. Limited Public Amenities: Some residents may find that the availability of public amenities, such as community centers or recreational facilities, is relatively limited in Silverdale.

  9. Limited Public Beach Access: While Silverdale is located near the coast, public beach access can be limited, with some areas reserved for private property or restricted by military installations.

  10. Limited Higher Education Options: Silverdale does not have a major university or college within its immediate vicinity, requiring residents to commute to nearby cities for higher education opportunities.

FAQs About Living in Silverdale Washington

What is Silverdale Washington  known for?

Silverdale, Washington, is most known for its scenic waterfront and outdoor recreational activities. Located on the Kitsap Peninsula, Silverdale offers stunning views of Dyes Inlet and the Olympic Mountains. Visitors can enjoy hiking, biking, kayaking, and fishing in the nearby parks and waterways. Silverdale also has a thriving shopping and dining scene, with popular destinations such as the Kitsap Mall and the Silverdale Waterfront Park. The town's natural beauty and vibrant community make it a must-visit destination in the Pacific Northwest.

What cities and attractions is Silverdale Washington close to?

Silverdale, Washington, is located in Kitsap County, part of the Puget Sound region in the northwestern part of the state. The city is approximately 15 miles northwest of Bremerton and 10 miles southwest of Poulsbo. Silverdale is also within easy driving distance of other popular destinations in the region, such as Bainbridge Island, Port Townsend, and the Olympic Peninsula. Silverdale's central location in Kitsap County makes it an excellent starting point for exploring the surrounding natural beauty and nearby cities.

What is the weather like in Silverdale?

Living in Silverdale, Washington, you can expect mild weather throughout the year. In the winter months, the average high temperatures range from 45°F to 50°F, and the average low temperatures range from 32°F to 35°F. The city occasionally experiences light snowfall during the winter, with an average of 7 inches of snowfall annually. Summers in Silverdale are mild, with average high temperatures ranging from 70°F to 75°F and occasional hot spells in the 80s and 90s. The city receives around 33 inches of rain yearly, with most precipitation occurring in the fall and winter months.

Does Silverdale have good public schools?

Students in Silverdale, Washington, attend public school in the Central Kitsap School District, which serves the city of Silverdale and some surrounding areas. For school year 2022-23 ranks the Central Kitsap School District #59 out of 293 school districts in Washington, giving it an overall B+ rating. The district is committed to providing a well-rounded education, including arts and athletics, and offers a variety of programs for students with different interests and needs. The district has a diverse student body and strong partnerships with local organizations and businesses. Families living in Silverdale, Washington, can sleep easy at night knowing their children attend school in an excellent school district.

Is Silverdale safe?

Living in Silverdale, Washington, you'll find it a pretty safe place. Property crime rates in Silverdale are lower than the national average, and violent crime rates are significantly lower than the national average. states Silverdale has a crime rate lower than 68% of all US cities. Living in Silverdale, Washington, you should feel extremely safe.

What is there to do living in Silverdale, Washington?

Living in Silverdale, Washington, you will always have things to do. The city is surrounded by natural beauty, including the Kitsap Peninsula and the Olympic Mountains, offering ample opportunities for hiking, biking, and fishing. Silverdale boasts several parks, including Silverdale Waterfront Park and Old Mill Park, which feature playgrounds, picnic areas, and scenic walking trails. Several annual events are held in Silverdale and the surrounding area each year, including the Whaling Days Festival, which attracts visitors from around the region, and the Kitsap County Fair, which is held in neighboring Bremerton, offers carnival rides, live music, and agricultural exhibits. If you're looking for a day trip, Silverdale is located near attractions like the Poulsbo Waterfront and the Bainbridge Island Ferry. Whether you enjoy outdoor activities or cultural experiences, there is always something to do in Silverdale, Washington.

Who are the large employers in Silverdale?

If living in Silverdale, Washington, some of the top employers include the Naval Base Kitsap, which employs over 17,000 workers, Harrison Medical Center, which employs over 1,000 people, and the Central Kitsap School District, which employs over 1,000 people as well. Other notable employers in Silverdale include Costco, Target, and various retail and hospitality companies. With a diverse range of employers, residents of Silverdale can find opportunities in healthcare, education, retail, and more.

How is the healthcare in Silverdale?

Living in Silverdale, Washington, puts you near one of the largest medical centers in the state. Harrison Medical Center, with its main campus in Silverdale, is a level III trauma center and has over 270 beds. It offers a wide range of medical services, including cancer care, heart and vascular care, and orthopedics. If you're looking for a specialist and can't find them in the Silverdale area, you're around 45 minutes from Tacoma where you'll find MultiCare Health System's Tacoma General Hospital, or just over an hour from Seattle where you'll find some of the best and largest hospitals in the region.

I want to relocate to Silverdale.  How do I make it happen?

You've come to the right spot if you're looking to move to Silverdale, Washington.  There’s a lot of information on this website to help including some helpful links below. If you want to ask questions, try our Facebook Group > Moving to Washington  where we have broad group of locals to answer any question you might have. If you’re looking to buy a home in the Silverdale area, getting pre-approved for a mortgage should be your first step. For Mortgage Info, reach out to me. I would love to tell you more about what living in Silverdale, Washington, is like as well as help with your mortgage if you decide to purchase a home.

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